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When Worthly

Worthly isn't just for when
you set it up. It's for every time
something changes.

Life doesn't wait for a good time. A salary revision, a new country, a market shift, a new goal — each one is a moment that deserves a fresh picture of where you stand.

Try Worthly free Find your moment
In a nutshell

Now. And every time your life shifts — a new salary, a new country, a market drop, a new goal. Worthly is your companion for every financial turning point, big or small.

Any life change Monthly habit Return in 5 min Always private
Life trigger moments

Recognise any of these?

Each of these moments is a signal. Your financial picture has shifted — and you deserve to see exactly how.

Your salary just went up

A raise changes your savings capacity — but did your SIPs keep pace? Worthly shows the updated SIP gap, revised goal projections, and how much faster you can now get there.

Check in now
You just moved countries

Your income is now in a different currency. Your India assets have shifted in relative value. Your NRI tax situation has changed. See your full picture in one place — and in your new currency.

Critical setup moment
You're planning to return to India

What does your overseas corpus actually look like in INR — today, at live FX rates? Worthly converts everything instantly. Know exactly what you're coming back with before you decide.

Pre-move clarity
The market just dropped 15%

Is this a disaster for you — or barely a blip? Without knowing your actual exposure, you're guessing. Worthly shows your real loss in INR, your updated health score, and what (if anything) actually needs to change.

Calm over panic
You got married or had a child

Your goals just changed overnight — and your portfolio doesn't know that yet. Add a new goal, update your timeline, and let Worthly show you exactly how your picture shifts with the new commitment.

New chapter, new plan
A colleague just retired early

You wonder if you're on the same path — or behind. Pull up your Worthly dashboard and check your retirement corpus projection. You might be closer than you think. Or you might need to act now.

Am I on track?
Your FD just matured

What do you do with the corpus? Renew at the same rate? Shift to equity? Worthly shows how the FD fits your overall allocation — and what moving it would do to your health score and goal timeline.

Money in motion
It's been 3 months since you checked

Markets have moved. Gold has shifted. Maybe you got a bonus you forgot to track. A 5-minute return session re-prices everything, updates your score, and tells you if anything needs attention. Nothing else required.

The monthly habit
The return session

You don't set up again.
You just pick up where you left off.

The portfolio file you downloaded last time carries your full history — holdings, NW snapshots, goals, everything. Upload it and jump straight to what changed.

Average return session: 5 minutes.
Upload your portfolio file
The JSON you downloaded last time. It carries your full history — everything Worthly needs to pick up where you stopped.
Jump to what changed
New salary? Increased a SIP? FD matured? Open the wizard and go directly to the section that changed. Skip everything else.
~2 minutes
Worthly reprices everything
Live prices fetched fresh. Gold spot, Yahoo Finance, AMFI NAVs — all current. Your net worth reflects today, not three months ago.
Instant
Your updated score & next move
See if your health score improved, where you've moved against your goals, and what the single best action is right now. New session snapshot added to your history.
Clarity. Done.
Honest limits

When Worthly is not what you need

We're specific about what we are. Being honest about our limits is what makes everything else trustworthy.

You need a broker to execute trades

Worthly is a visibility and assessment tool — it does not connect to brokers, execute orders, or manage any transactions on your behalf. You invest through your own accounts.

What Worthly does: shows you whether your current allocation is where you want it, and by how much it has drifted.
You need tax advice

Worthly tracks your portfolio values and P&L — but it is not a tax tool. It does not calculate LTCG, STCG, TDS on FD interest, or any tax liability. Always consult a qualified CA for tax matters.

What Worthly does: surfaces your gains and losses clearly so your CA has a cleaner picture to work with.
You need personalised financial planning

Worthly gives you a health score and a next move — but it is not a SEBI-registered advisor. For complex situations (estate planning, insurance structuring, complex NRI taxation), a certified financial planner is the right choice.

What Worthly does: gives you the data and clarity you need to have a much better conversation with your advisor.
You want real-time portfolio alerts

Worthly is a session-based tool — you open it when you want a check-in. It does not run in the background, send push notifications, or alert you when your stocks move. That's by design — and on the roadmap.

What Worthly does: gives you a complete, honest picture the moment you open it. That is almost always enough.

Your moment is probably now.

Something has likely changed since you last checked. It takes 18 minutes to start — and 5 minutes each time you return.

Try Worthly free — 18 minutes Why Worthly?

Your numbers. Your vault. Our engine.