Home What is Worthly Why Worthly When Worthly How Worthly Start free →
How Worthly

Built carefully.
In public. With your input.

Every question answered honestly. Every roadmap item shared openly. Every feature shaped by people like you.

FAQ

Questions, answered.

Everything you wanted to know about how Worthly works, what it stores, and what it costs.

Privacy & Data

Never on Worthly's servers. Your numbers live in your vault — your browser session locally, or optionally your own Google Drive if you connect it. We run the engine that processes and prices your data; we never hold it. Nothing financial is written to any Worthly server at any point.

Your session is wiped instantly. Download your portfolio file before logging out — it carries your full history and lets you pick up exactly where you left off next time.

Only ticker symbols and fund codes are sent to Yahoo Finance and AMFI to fetch live prices. Your quantities, buy prices, and personal details stay in your vault — never sent anywhere.
How it Works

7 asset classes: Indian stocks (NSE), global equities & ETFs (any Yahoo Finance ticker), mutual funds (all AMFI schemes), fixed deposits, PPF, gold (physical, SGB, digital), and real estate. Loans are tracked and deducted from gross assets.

Yes. Toggle between ₹ INR, € EUR, $ USD, £ GBP, and CA$ CAD on the dashboard. All values — holdings, P&L, totals, goal projections — convert instantly using live FX rates.

Each session adds a snapshot to your portfolio file. When you re-upload that file later, your full history comes back. Everything is embedded in the file you own — nothing on our servers. Pro feature.
Access & Pricing

Worthly is currently invite-only. Sign in with Google or with credentials shared by the app owner. No sign-up form, no email verification, no profile to fill out.

Pro adds: a personalised Financial Health Score (out of 100, with plain-language reasoning); a guided next move each visit; journey memory — NW history and progress tracked privately; and Individual Goals — per-goal projection with SIP gap analysis. See full comparison →
Roadmap

Three tracks, one direction.

We prioritise based on what you tell us matters most. Here's where things stand — no vague promises.

Building now
Crypto & Bonds

Adding crypto holdings and fixed-income bonds as first-class asset classes — with live pricing, portfolio weight tracking, and inclusion in your health score.

Building now
Deeper NRI Analytics

Country-by-country breakdown, currency allocation analysis, and a dedicated NRI repatriation guide — so your cross-border picture is fully actionable.

Planning
On-device encryption

Your numbers already live in your vault — your browser or your own Google Drive. We're exploring AES encryption so that vault is sealed with your passphrase, unreadable to anyone including us.

Planning
Rebalancing alerts

When your allocation drifts meaningfully from your target — equity concentration, gold overweight — Worthly flags it on your next visit with a specific suggested action.

Planning
SIP gap monitor

Track whether your monthly SIPs are on pace with each goal's required contribution. Get alerted when life events (income change, new goal) shift the numbers.

Exploring
Broker integrations

Connect Zerodha, Groww, or CAMS directly — so your portfolio updates automatically instead of you manually re-entering it. No spreadsheet exports. No manual entry.

Shape What Gets Built

Your idea could be next.

Worthly is built in priority order based on what matters to real users. If we missed something — or something above is what you're waiting for — tell us.

Your email is used only to reply. It's never added to a mailing list, never shared, never stored in the app.

Still curious?
The best answer is the dashboard.

Most questions answer themselves in the first 20 minutes. No credit card, no commitment.

Try free What is Worthly?