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What is Worthly

Everything you own.
One honest number.
One clear next step.

Worthly connects every asset class you have — across every country, currency, and account — into a single picture with a score that tells you what to do next.

In a nutshell

Worthly is your wealth companion — every asset you own, one honest number, one health score, one clear action.

All your assets Live prices Health score Goal tracking
What Worthly knows

Seven asset classes. Every price, live.

A companion is only as good as what it knows about you. Worthly covers everything — and prices it fresh every session.

Stocks — India & Global

Own shares in Indian companies or global ones? Just enter the name — Worthly finds the live price. See exactly what each holding is worth today, and how much you've gained or lost.

Mutual Funds

Search any fund by name — all 8,000+ Indian schemes covered. Worthly pulls today's price automatically. You see your current value without opening a single app or statement.

Fixed Deposits & PPF

Add your FD with the interest rate and end date — Worthly tells you what it's worth today and at maturity, without a calculator. Your PPF is tracked the same way.

Gold — Physical, SGB & Digital

Enter your gold in grams — jewellery, Sovereign Gold Bonds, or digital gold. Worthly values it at today's live market price, automatically, every time you open it.

Real Estate

Enter what your property is worth and what you still owe on it. Worthly shows your real equity — not the gross value, but what's actually yours. Works in any currency.

Multi-Currency View

Toggle between ₹ INR, € EUR, $ USD, £ GBP, and CA$ CAD with one click. Every asset, total, and gain converts instantly at live rates — so your full picture is always in the currency that makes sense to you.

Goal Tracking

Set a target — a home, retirement, financial freedom — with a date. Worthly shows whether you're on track and tells you exactly how much more to save monthly to close the gap.

Loans & Liabilities

Loans reduce your real wealth, so Worthly deducts them. Add your home loan, personal loan, or car loan — and your net worth reflects reality, not just what you own on paper.

Save & Come Back

Download your portfolio file after every session. Upload it next time and everything — your assets, history, and progress — picks up exactly where you left off. No account needed.

Your numbers. Your vault. Our engine.

What we send. What stays in your vault.

To price your portfolio, Worthly calls Yahoo Finance and AMFI. Here is exactly what those calls contain — and what stays locked in your vault.

What we send to get live prices
Ticker symbols — e.g. RELIANCE.NS, VWRL.AS Used to fetch the current market price from Yahoo Finance
Fund scheme codes — e.g. 120503 Used to fetch today's NAV from AMFI
Currency pairs — e.g. EURINR=X Used to convert your EUR and USD holdings to INR
Stays in your vault — never on Worthly's servers
How much of each asset you own Quantities and units live in your vault, not our servers
What you paid and when you bought Your cost basis and purchase history stay private
Your name, identity, or contact details Worthly has no database — we collect zero personal data
Your portfolio file and full history Saved in your browser or your own Google Drive — never Worthly's
The companion loop

Start in 20 minutes. Return in 5.

One guided setup. Then a simple habit. No spreadsheets, no manual price lookups.

Step 1 · Once
Tell Worthly about yourself

A guided setup covers your assets, income, goals, and financial context — one clear step at a time. No jargon. Takes 18 minutes on average.

Step 2 · Instant
Get your full picture, live

Live prices from Yahoo Finance and AMFI are fetched instantly. Only ticker symbols leave your device — never quantities, never costs.

Step 3 · Honest
Hear your real assessment

Your health score, gaps, and one clear action — personalised to your age, literacy, goals, and financial context. Not generic advice. Yours.

Step 4 · Monthly
Return. Reassess. Progress.

Download your file and come back any time. Upload it, jump to what changed — Worthly detects the diff and updates your score and guidance.

Choose your depth

Start free. Go deeper when you're ready.

Free gives you a complete, live picture of where you stand. Pro gives you the ongoing companion — assessment, coaching, and memory across every session.

Free
Essentials

Everything you need to see your complete picture — every asset, live prices, your current standing.

9 asset types across 7 classes — equities, MFs, FD, PPF, gold, real estate, loans
Live prices via Yahoo Finance & AMFI — fresh every session
Multi-currency dashboard — ₹ INR, € EUR, $ USD with live FX
Full P&L per holding, allocation charts, sector breakdown
Goal projection — 3 return scenarios against your target NW
PDF export — print-ready portfolio report
Portfolio file download — re-upload to resume any time
Health assessment & guided next move — Full Companion only
Journey memory — NW history & activity log — Full Companion only
Pro
Full Companion

Everything in Essentials, plus the deeper relationship — honest assessment, personalised coaching, and memory across every session.

Everything in Essentials
Financial Health Score — personalised 0–100 score with a plain-language breakdown of every contributing factor, tailored to your literacy level and life stage
Guided next move — the single highest-impact action surfaced each visit. Not a checklist. Your specific step, right now
Journey memory — net worth trend, portfolio changes, and progress tracked across every session. History lives privately in the file you own
More coming Upcoming — rebalancing alerts, SIP gap monitor, and the full companion loop

Ready to see your full picture?

18 minutes to set up. No spreadsheet. No advisor. Private by design.

Try Worthly free Why Worthly?
Your numbers. Your vault. Our engine.